Netcalc

UK Salary Calculator 2026/27

Answer 3 quick questions to see your take-home pay after Income Tax and National Insurance.

Step 1 of 3

How are you paid?

Pick the option that matches your job offer or payslip.

How your take-home pay is calculated

  1. Personal Allowance of £12,570 tax-free (reduced by £1 for every £2 earned above £100,000).
  2. Income Tax at 20% on the next £37,700, 40% up to £125,140 and 45% above.
  3. National Insurance at 8% between £12,570 and £50,270, and 2% above.

England, Wales and Northern Ireland rates. No student loan or pension deductions.

Frequently asked questions

What is take-home pay?

It is what reaches your bank account after Income Tax and National Insurance are taken from your gross pay.

Why is my payslip different?

Your tax code or tax credits, pension contributions, benefits in kind, bonuses and overtime all change what is deducted each pay day. Use this result as an estimate.

For example, £15,000 a year is £1,193.30 a month after tax, £34,000 a year is £2,333.30 a month after tax, £54,000 a year is £3,489.78 a month after tax, £73,000 a year is £4,408.12 a month after tax, £92,000 a year is £5,326.45 a month after tax, £111,000 a year is £6,061.45 a month after tax, £131,000 a year is £6,768.03 a month after tax and £150,000 a year is £7,607.20 a month after tax.