Netcalc

Paycheck Calculator 2026

Answer 3 quick questions to see your take-home pay after federal income tax, Social Security and Medicare.

Step 1 of 3

How are you paid?

Pick the option that matches your job offer or payslip.

How this calculator works

  1. Federal income tax. Subtracts the 2026 standard deduction ($16,100 for a single filer) and applies the IRS brackets: 10%, 12%, 22%, 24%, 32%, 35% and 37%.
  2. Social Security. 6.2% of wages up to $184,500.
  3. Medicare. 1.45% of all wages, plus 0.9% on wages above $200,000.

Assumes a single filer with no pre-tax deductions (401(k), health insurance) and no state or local income tax. Hourly pay assumes 40 hours a week, 52 weeks a year.

Frequently asked questions

What is take-home pay?

Take-home pay, or net pay, is what is left of your gross pay after taxes and other deductions are withheld from your paycheck.

How do I convert an hourly wage to a salary?

Multiply the hourly rate by 2,080 (40 hours × 52 weeks). For example, $25 an hour is $52,000 a year. Divide a salary by 2,080 to get the hourly rate.

Why is my paycheck different?

Your W-4 choices, state and local taxes, retirement contributions and health insurance premiums all change the amount withheld. Use this result as an estimate.

For example, $20,000 a year is $1,506.67 a month after tax, $53,000 a year is $3,730.46 a month after tax, $86,000 a year is $5,777.58 a month after tax, $119,000 a year is $7,712.21 a month after tax, $151,000 a year is $9,539.54 a month after tax, $184,000 a year is $11,419.17 a month after tax, $217,000 a year is $13,453.96 a month after tax and $250,000 a year is $15,265.17 a month after tax. Paid by the hour? $8 an hour is $16,640 a year, $23.50 an hour is $48,880 a year, $38.50 an hour is $80,080 a year, $54 an hour is $112,320 a year, $69.50 an hour is $144,560 a year, $84.50 an hour is $175,760 a year and $100 an hour is $208,000 a year.